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Identity Theft News
Something Vishy
It’s one of the latest breakthroughs in telecommunications—Voice Over Internet Protocol, or VoIP, which enables telephone calls over the web.
And guess who’s hopping on the VoIP bandwagon along with millions of legitimate customers? Criminals, that’s who. They’re using the technology to hijack identities and steal money. It already has a name: “vishing.”
New wine, old wineskins. Vishing is really just a new take on an old scam—phishing. You know the drill: you get an e-mail that claims to be from your bank or credit card company asking you to update your account information and passwords (perhaps, it says cleverly, because of fraudulent activity) by clicking on a link to what appears to be a legit website. Don’t do it, of course. It’s just a ruse, nothing more than an illegal identity theft collection system. Read more at fbi.gov.
Definition:
A 3 in 1 credit report is a report from all 3 CRA (credit reporting agencies), identifying possible fraud with only one report.
Database fraud
Definition:
Hackers will easily find their way to any personal information stored on computer or marketing databases. Keep financial information off any marketing and billing databases.
Account takeovers
Definition:
Once a identity thieve has complete control over your account he/she took over your personal bank account and is fully in charge.
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